What is the procedure for handling minor fender bender accidents?
2 Answers
When a fender bender accident occurs, the first step is to find a suitable location to stop the vehicle, turn on the hazard warning lights, and place a warning sign behind the car. First, check immediately for any injuries. If there are injuries, it is mandatory to call the police as required by traffic laws. Assess the extent of the vehicle damage and take photos for evidence. Be sure to photograph the damaged areas and the positions of the vehicles involved in the accident. After gathering evidence, record the other party's vehicle information, including their license plate number, driver's license, vehicle registration, and insurance details to ensure all information is complete. The next step is to determine the liability of both parties involved in the accident. Based on traffic law regulations, assign responsibility and reach an agreement once the liable party is identified.
I clearly remember a minor collision I encountered before. I was driving in the city when my side mirror brushed against another car. I immediately stopped, turned on the hazard lights, and checked that neither I nor the other party was injured before feeling relieved. Then, I took out my phone and took multiple photos, capturing the point of impact, license plate numbers, and the overall scene, even using flash in poor lighting. During communication with the other party, I remained calm, exchanged names, phone numbers, driver's license numbers, and insurance policy numbers, avoiding arguments to prevent complications. Due to time constraints, we left the scene after taking photos but immediately contacted the insurance company to report the incident. They instructed me to fill in the accident details online and upload the photos, and the process went smoothly, with repairs completed within a week. The experience taught me that safety comes first—don't act impulsively, and handling minor issues promptly saves trouble.
