What is the procedure for handling a single-vehicle accident?
4 Answers
Protect the first scene of the incident and promptly report the accident to the traffic management authorities at the location where it occurred. The traffic management department will conduct an on-site investigation of the accident. Bring the insurance policy, vehicle registration certificate, and driver's license, and drive the damaged vehicle to the insurance company to assist the insurance claims personnel in inspecting the vehicle involved in the accident. When delivering the vehicle for repairs, take the "Damage Assessment Form" and submit it along with the vehicle to the repair shop. The repair shop will carry out the repairs based on the items listed in the "Damage Assessment Form". Take the repair invoice of the other vehicle and go to the traffic police station together with the other vehicle owner to settle the case, obtaining an "Accident Certificate" stamped with an official seal. One week later, you will receive a notification from the insurance company regarding the claim payment. At that time, you can bring the official seal, identity documents, and the "Vehicle Accident Registration Form" to collect the compensation.
I've been driving for many years and have dealt with several single-vehicle accidents. When an accident occurs, the first thing to do is turn on the hazard lights and move the car to a safe spot on the shoulder to avoid blocking traffic. Then, get out of the car to check if anyone is injured—both yourself and others around you—and breathe a sigh of relief if no one is hurt. If not, place the warning triangle to prevent secondary accidents. Take out your phone and take photos from multiple angles, capturing the vehicle damage, location, and scene details for reference. Call 122 to report to the police or contact local traffic police to describe the situation and request a record—they will issue an accident report when they arrive. Then, promptly call your insurance company to file a claim, explaining the details—they will guide you on how to fill out forms and handle the claim. Afterward, arrange for a tow truck to take the car to a repair shop. Regular maintenance of tires and brakes can help reduce such troubles. Staying calm throughout the process is key—safety always comes first, no exceptions.
New drivers tend to panic when encountering single-vehicle accidents. I had one right after getting my license - the car skidded and hit a tree, giving me a real scare. Quickly pull over, turn on hazard lights, and stay calm. Take deep breaths and check for injuries first to ease your mind. Set up warning triangles to alert other drivers, then use your phone to photograph all vehicle damage and road conditions without missing details. Call 122 to report the accident location and type to police, who'll provide documentation. Immediately contact your insurer to file a claim record. Later, have a trusted mechanic fix the car while reflecting on driving slower to prevent skids. The lesson? Always keep an emergency kit ready for quick response.
Handling a single-vehicle accident isn't difficult if you follow the standard procedures. Ensure safety by stopping the car securely, turning on hazard lights, and setting up warning signs to avoid obstructing traffic. Take photos for evidence, covering both panoramic views and detailed shots to facilitate later analysis. Report to the police promptly to obtain an official accident report for dispute resolution. Notify your insurance company to synchronize progress and streamline the claims process. For vehicle repairs, choose certified workshops to guarantee quality and safety. Regular maintenance and brake system checks can prevent issues, saving you trouble and naturally improving efficiency.
