What is the procedure for handling a minor traffic accident between two vehicles?
3 Answers
Protect the scene and do not disturb it, call the traffic police and insurance company to come to the scene for handling. The insurance company will send someone to take photos and collect evidence at the scene. Both parties drive the accident vehicles together to the traffic police rapid claim settlement center and fill out the rapid claim confirmation form. The claim center preliminarily estimates the accident losses, and each party pays the repair costs according to their respective responsibilities. Vehicle repairs, retrieve the vehicle after it is fixed.
In the event of a minor traffic accident, I first calm everyone down, stop the vehicle immediately, turn on the hazard lights, and move to a safe spot by the roadside to avoid standing in traffic and risking secondary injuries. I check for any injuries, and if there are any, I call emergency services right away. Next, I exchange driver's licenses, insurance policies, and contact details, including phone numbers and license plate numbers. Don’t forget to take photos—I capture the damage to the vehicles, the entire scene, nearby road signs, and skid marks. These photos are crucial for proving liability later. After that, I contact the insurance company to report the incident, avoiding any admission of fault until professionals assess the situation. The whole process takes at least ten minutes, with safety being the most critical step—otherwise, a minor issue could escalate into a major disaster. I always remind my friends to keep reflective warning triangles in their cars as a precaution.
When dealing with a minor accident, my approach is to first pull over to a safe roadside area, turn on the hazard lights to alert other drivers, and then check both inside and outside the vehicle for any injuries. If there are injured individuals, I immediately call 120 for emergency assistance. The next step is straightforward information exchange: asking for the other party's name, phone number, license plate number, and insurance policy number, and jotting them down mutually. Taking photos is essential—I usually capture a panoramic shot, close-ups of the damaged areas, and any road markings. Then, depending on local regulations, I either report to the police or notify the insurance company, avoiding arguments over fault and maintaining a friendly demeanor. The entire process should be efficient, completed within fifteen minutes to prevent traffic congestion. Afterwards, I often review this procedure to ensure everyone stays calm in such situations, and keeping a small notebook in the car for quick notes makes things even easier.
