What is the procedure after reporting a car scraping accident?
3 Answers
When a serious collision between two vehicles occurs, you should immediately stop the car, turn on the hazard warning lights, and place a triangular warning sign 150 meters behind the vehicle. In the event of a major traffic accident, it is also necessary to protect the accident scene and wait for the traffic police to investigate and determine which party caused the accident. If there are casualties, keep the hospital receipts; if the vehicle is damaged, you can go to the 4S shop or loss assessment center designated by the insurance company for assessment.
I just handled a minor scrape accident, and the process after calling the police was actually quite straightforward. The first step is to stay calm, move the car to a safe spot with hazard lights on, and make sure both you and the other party are okay. When the police arrive, describe the incident truthfully—they’ll take photos for evidence and issue a liability report, which is essential for insurance claims later. Once the traffic police finish processing, you can move the car. Remember to contact your insurance company to file a report the same day, and prepare photos of your ID, driver’s license, and vehicle registration. It’s also wise to take your own photos of the damage as backup. The key to the whole process is preserving evidence—avoid private settlements. A minor accident typically wraps up in about half an hour, saving you from future disputes.
The key to the post-alarm handling process lies in time management. After an accident occurs, first ensure the safety of personnel, call 122 to report the incident, and wait for traffic police to arrive. Then cooperate with the police investigation, verify vehicle information and accident details to obtain the liability determination document. Afterward, contact the insurance company to fill out the claim application with all necessary documents. Do not overlook details during the process: record the contact information of the other party, take photos of the collision location with your phone—these will greatly assist in later insurance claims and vehicle repairs.
