What is the outcome of the Mercedes-Benz car blocking the garage?
1 Answers
Mercedes-Benz car blocking the garage handling method is to obtain compensation through the insurance company, and the insurance company exercises the right of subrogation. There are three points to note when purchasing insurance: Do not double insure: When purchasing insurance, avoid double insuring. Even if the car owner double insures a certain type of insurance, they will not receive excess compensation in case of a claim; Do not over-insure or under-insure: Over-insuring or under-insuring cannot provide effective protection. According to Article 39 of the Insurance Law: The insured amount shall not exceed the insured value. If the insured amount exceeds the insured value, the excess part is invalid. If the insured amount is lower than the insured value, unless otherwise agreed in the contract, the insurer shall bear the liability for compensation in proportion to the insured amount and the insured value; Carefully review the insurance documents: Check whether the third copy is printed on white carbonless paper with light brown anti-counterfeiting background patterns, whether the words 'Supervised by the China Insurance Regulatory Commission' are printed in the upper left corner, and whether the words 'Limited to sale in ×× province, city, or autonomous region' are printed in the upper right corner.