What is the most appropriate way to pay for car insurance?

[VonAriel]

Car insurance generally includes the following four types: 1. Compulsory Traffic Insurance: This is a mandatory insurance required by the state, and all motor vehicles must have it to be legally driven on the road. 2. Third-party Liability Insurance: This insurance is considered a supplement to the compulsory insurance, as it covers the same scope, mainly protecting against losses to third parties caused by traffic accidents. 3. Vehicle Damage Insurance: Scratches and dents are common in daily life, and this insurance can cover such damages, reducing the financial burden on the car owner. 4. No-deductible Insurance: By purchasing this additional insurance, the car owner can transfer part of the losses they would otherwise bear to the insurance company, which will then provide 100% compensation according to the policy terms.