What is the manufacturer's compensation standard for new car spontaneous combustion?
1 Answers
Currently, the warranty for new cars is generally 2 years or 60,000 kilometers. If a new car spontaneously combusts due to its own faults during the warranty period, it falls under the warranty coverage, and you can directly claim compensation from the dealer or manufacturer. If the warranty has expired and the car is insured with spontaneous combustion insurance, the insurance company will follow the procedure to settle the claim and provide compensation first. The following situations are not covered: 1. Excluding spontaneous combustion losses: Spontaneous combustion loss insurance is only an additional coverage under motor vehicle loss insurance. Currently, the A, B, and C types of car insurance sold in the market do not include spontaneous combustion insurance in their vehicle loss coverage. Car owners need to purchase additional spontaneous combustion insurance separately. Many car owners do not buy this additional coverage to save money, and thus will not receive compensation if a spontaneous combustion incident occurs later. 2. Unauthorized modifications: Spontaneous combustion insurance only covers spontaneous combustion caused by faults in the electrical system, wiring, or fuel supply system while the vehicle is in motion. If the car catches fire due to explosions of items inside the vehicle or unauthorized modifications, installations of electrical appliances, or equipment, it is not covered by spontaneous combustion insurance, and the insurance company will refuse to compensate.
