What is the general down payment ratio for used cars?

[HarmonyLee]

The minimum down payment is 30%; the maximum loan-to-value ratio for used car loans is 70%. Below is relevant information: 1. Loan amount: The maximum loan-to-value ratio for personal-use traditional fuel vehicles is 80%, while for commercial-use traditional fuel vehicles it is 70%; the maximum loan-to-value ratio for personal-use new energy vehicles is 85%, and for commercial-use new energy vehicles it is 75%; the maximum loan-to-value ratio for used car loans is 70%. 2. Relevant regulations: Strengthen the entire process management of auto loans, enhance pre-loan review, continuously improve the customer credit evaluation system, and ensure that the primary source of loan repayment can fully cover the corresponding principal and interest.