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What is the Difference Between Owner Price and Total Purchase Price?

2 Answers

VanEli

07/24/25 5:31pm

Owner price refers to the actual price paid by the car owner for the vehicle, which is the pre-tax price on the invoice. The total purchase price includes the ex-factory price plus additional costs such as purchase tax, insurance, vehicle and vessel tax, and license plate registration fees. Below is relevant information about car insurance: 1. Vehicle Purchase Tax: This is a tax levied on individuals and entities purchasing specified vehicles within the country, determined by the ex-factory price and engine displacement of the vehicle model. The latest vehicle purchase tax rate is 10%, with no room for negotiation. 2. Motor Vehicle Insurance: Also known as auto insurance, it is a type of commercial insurance that covers personal injury, death, or property damage caused by natural disasters or accidents involving motor vehicles. 3. Compulsory Traffic Insurance: This is mandatory insurance that must be purchased, with premiums standardized nationwide. However, the number of car seats can affect the premium amount for compulsory traffic insurance.

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Antonio

08/11/25 9:39am

I'm a young guy who just got my driver's license, and I was really confused by these two prices when buying a car. The sticker price is the one displayed on the car, kind of like a price tag in a supermarket—just the basic cost of the vehicle. But the total purchase price is the real deal—it includes all sorts of miscellaneous expenses like purchase tax, insurance, registration fees, and even some sneaky service charges dealers might add. When I first visited a car show, I almost got tricked—thinking the sticker price covered everything, only to end up paying thousands more at checkout. Now I know better: always ask for the total price when buying a car, don't just trust the advertised number for peace of mind. Oh, and this also affects your loan repayment plan—young folks should budget carefully to avoid overspending.

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