What is the difference between insuring a 7-seater and a 5-seater car?

[HadleyDella]

The differences between insuring a 7-seater and a 5-seater car are as follows: 1. Compulsory Traffic Insurance: Compulsory traffic insurance must be paid annually, with household vehicles under 6 seats costing 950 yuan per year, and those with 6 seats or more costing 1,100 yuan. 2. Seat Insurance: Also known as passenger liability insurance, a 7-seater car has 2 more seats than a 5-seater, resulting in an approximate additional cost of 100 yuan. 3. Commercial Insurance: There are also certain differences in other commercial vehicle insurance between 5-seater and 7-seater cars. Most 5-seater and 7-seater cars are used as private vehicles and rarely for passenger transport. Some insurance companies have significant differences in premiums between private cars and passenger transport vehicles.