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What is the difference between filing an insurance claim and settling privately?

1 Answers

KeiraFitz

08/30/25 7:42am

Here are the differences between filing an insurance claim and settling privately: In terms of protection: Filing an insurance claim can serve as proof; settling privately offers no protection. In terms of convenience: Filing an insurance claim is time-consuming and labor-intensive; settling privately can reduce complications. Below is extended information on what to do if your car is scratched and the perpetrator cannot be found: Security cameras: Check if there are any security cameras nearby and review the footage to identify the person who scratched your car. Dashcam: If your car has a dashcam, review the footage to identify the person who scratched your car. Compensation from the service area: If your car does not have a dashcam, check if the parking service area can provide corresponding compensation. Insurance company compensation: If the service area cannot provide compensation, you can report it to your insurance company. If you have insurance, you may receive a certain degree of compensation.

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