What is the Difference Between Filing an Insurance Claim and Settling Privately?

1 Answers
MacArianna
07/29/25 2:16pm
Here are the differences between filing an insurance claim and settling privately: 1. Protection: Filing an insurance claim can serve as proof; private settlements offer no protection. 2. Convenience: Filing an insurance claim is time-consuming and labor-intensive, while private settlements can reduce complexity. Below is additional information on what to do if your car is scratched and the culprit cannot be found: 1. Check for cameras: Look around for surveillance cameras to identify the person who scratched your car. 2. Check the dashcam: If your car has a dashcam, review the footage to identify the culprit. 3. Seek compensation from the service area: If your car does not have a dashcam, check if the parking service area can provide compensation. 4. File an insurance claim: If the service area cannot provide compensation, report the incident to your insurance company. If you have insurance, you may receive some compensation.
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