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What is the difference between FAW Leasing and FAW Finance?

1 Answers

LeCayden

07/30/25 1:07am

FAW Leasing and FAW Finance differ in the following aspects: 1. Transaction form: FAW Leasing allows car owners to make repayments on time through a rental arrangement, while FAW Finance involves car owners obtaining vehicle loans from banks. 2. Ownership: With FAW Leasing, the ownership of the vehicle belongs to the lessor until the car owner has fully repaid the loan; with FAW Finance, the ownership of the vehicle belongs to the car owner. 3. Transaction parties: FAW Leasing involves transactions among the car owner, 4S store, and leasing company, requiring the signing of two contracts; FAW Finance involves transactions between the car owner and the 4S store, requiring the signing of one contract. FAW Leasing Co., Ltd. was registered and established on February 22, 2016, with the Municipal Free Trade Zone Market Supervision Bureau. Its business scope includes financial leasing, leasing operations, and purchasing leasing properties domestically and internationally. FAW Automotive Finance Co., Ltd. is a non-bank financial institution approved by the China Banking Regulatory Commission on December 31, 2011.

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