What is the difference between attending and not attending the vehicle damage assessment in person?

1 Answers
McLyla
07/30/25 6:57am
The difference is minimal. The vehicle owner does not need to attend the damage assessment in person. As all vehicle owners know, the damage assessment is a crucial step in the insurance claim process. Although the vehicle owner is not responsible for conducting the damage assessment, it does not mean that they should not understand the process. Being familiar with the damage assessment process can help avoid compensation losses due to one's own lack of knowledge. Additional information: The assessor visits the scene, takes photos of the accident, identifies the damaged parts of the vehicle, determines whether they should be replaced or repaired, and finally assesses the extent of the damage. However, a vehicle consists of thousands of parts, and the models and prices of different types of vehicle parts vary. Even professional assessors often face numerous challenges and feel overwhelmed due to insufficient information, which has become one of the key issues in the vehicle insurance industry.
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