What is the deductible rate for car insurance with no deductible waiver?

[LaMax]

Car insurance with no deductible waiver has the following deductible rate scenarios: 1. An absolute deductible rate of 30% applies when the responsible party cannot be found: If the responsible party flees the scene or is unknown after an accident, making it impossible for the insurance company to recover the loss from them, a 30% absolute deductible rate will be applied. 2. An additional 10% deductible rate applies if the claim exceeds the agreed terms: If the vehicle's condition at the time of the claim exceeds the insurance company's agreed terms, such as the driver or driving area being outside the policy's specified range, the insurance company will increase the deductible rate by 10% when settling the claim. 3. An absolute deductible rate of 20% applies for total theft of the vehicle: According to the insurance policy terms, if the vehicle is stolen entirely and the theft occurred because the vehicle was not parked in a designated parking area, the claim will not be fully compensated, and a 20% absolute deductible rate will be applied.