What is the coverage of vehicle damage insurance?

[AshleyRose]

The coverage of vehicle damage insurance is specifically introduced as follows: 1. The insurer is responsible for compensating for the losses of the insured vehicle caused by the following reasons when the insured or their permitted drivers are using the insured vehicle: (1) Collision, overturning, falling; fire, explosion, spontaneous combustion (requires separate spontaneous combustion insurance); falling or collapsing of external objects; storm, tornado; (2) Lightning strike, hailstorm, torrential rain, flood, tsunami; ground collapse, ice collapse, cliff collapse, avalanche, mudslide, landslide; the ferry carrying the insured vehicle suffering from natural disasters (limited to drivers accompanying the vehicle on 58 Auto). 2. In the event of an insurance accident, the necessary and reasonable rescue expenses paid by the insured to prevent or reduce the loss of the insured vehicle shall be borne by the insurer, with the maximum amount not exceeding the insured amount.