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What is the coverage of motorcycle accident insurance?

1 Answers

LaAmara

07/29/25 3:38pm

Motorcycle accident insurance provides compensation as long as the rider has complete documentation, is driving legally, and does not fall under the insurer's exclusion clauses. Below are specific details about motorcycle accident insurance: 1. Definition: Accident insurance is a type of coverage that insures the human body and can only be offered as fixed-value insurance. The insurer determines the total coverage amount based on factors such as the economic value of life, accident occurrence rates, average cost rates, and the overall wage level at the time. The policyholder then acknowledges and accepts this coverage. 2. Insurance amount regulations: Once the insurance amount is determined, it cannot be changed midway. For special personal accident insurance, the coverage amount is usually specified in the insurance terms or by court rulings. Some property insurance companies offer group accident insurance policies that include clauses allowing the insured to be replaced during the policy term.

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