What is the Compulsory Traffic Insurance Label?

[HavenRose]

Each year's compulsory traffic insurance label has a different color. Here is relevant information: Penalty Measures: Article 95 of the Road Traffic Safety Law stipulates: If a motor vehicle driven on the road does not display the inspection compliance label or insurance label, or if the driver does not carry the vehicle license or driving license, the traffic management department of the public security organ shall detain the motor vehicle, notify the party to provide the corresponding license, label, or complete the required procedures, and may impose penalties in accordance with Article 90 of this Law. Placement Requirements: The "placement" as stipulated in the Road Traffic Safety Law includes various methods, such as placing it inside the vehicle, in a carried bag, or affixed to the window glass, etc. The "affixing" stipulated in the Implementing Regulations of the Road Traffic Safety Law is also one of the "placement" methods. There is no conflict between the two regulations; the Implementing Regulations simply provide more detailed and specific provisions.

[Lawrence]

I finally understood this during my vehicle inspection last year. The compulsory traffic insurance decal is actually that small oval sticker with blue background and white text, printed with the year and a QR code. National regulations require this decal to be affixed to the upper right corner of the windshield, placed side by side with the annual inspection sticker, so traffic police can immediately see you've purchased compulsory insurance. Previously, paper versions had to be displayed, but now electronic certificates are accepted in many areas. Here's a detail you might not know: During minor accident claims, insurers verify information using the policy number on the decal - forgetting to display it might delay your claim. Remember to request the decal from your insurer after purchasing coverage, otherwise all the paperwork would be for nothing.

[RiverAnn]

Hey, isn't this what we commonly call the 'insurance sticker'! The DMV and traffic police particularly recognize this little blue circular label. When I first picked up my new car, I was totally clueless, and the 4S salesperson specifically reminded me to stick it properly. The compulsory traffic insurance label is like the vehicle's social security card, proving you've purchased mandatory liability insurance. The key is to place it correctly—on the upper right corner of the windshield without obstructing the view. Nowadays, many places promote electronic versions, but if the signal is poor and the electronic code can't be displayed, the paper label can save the day. Last time, a friend forgot to stick it during the annual inspection and got points deducted—a painful lesson indeed. By the way, if you need a replacement label, you must bring the original insurance policy to the insurance company's counter.

[LaKaleb]

When I first got my driver's license, I was also confused. The compulsory traffic insurance decal is actually a simplified version of the paper policy, slightly larger than a bottle cap. The most crucial part is the laser anti-counterfeiting mark, which changes color when tilted against light. Remember to replace it with a new decal after annual renewal, and remove the old one completely—otherwise traffic police may consider it invalid if they find overlapping decals. Nowadays, the traffic management app can verify electronic decals, but some old residential area guards only recognize paper versions. When washing your car, avoid scraping the decal with blades; just use a heat gun to soften the adhesive.