What is the compensation standard for a total loss of a new car?

[Braxton]

The purchase price of a new car includes the vehicle purchase tax, so the purchase price of the new car at the time of the accident = the purchase price of a similar model in the market at the time of the accident × (1 + vehicle purchase tax). Below is the relevant introduction: Residual value: Refers to completely unusable scrap parts, which are deducted based on the price they can be sold for. The ownership of the residual value is determined through negotiation between the two parties involved in the insurance. If it is assigned to the policyholder for disposal, the residual value is subtracted from the assessed loss; if it is reclaimed by the insurance company, the residual value is not subtracted. Depreciation rate: Current policy terms specify a monthly depreciation rate, clearly stating that depreciation is calculated based on the monthly rate, with a note that the maximum depreciation amount shall not exceed 80% of the new car's purchase price. If there are significant differences in specific cases, the policyholder can negotiate with the insurance company.