What is the compensation ratio for car insurance?

[CharlotteFitz]

Those who bear full responsibility shall cover 100% of the eligible losses; those who bear primary responsibility shall cover 60% to 80% of the eligible losses; those who bear equal responsibility shall each cover 50% of the eligible losses; those who bear secondary responsibility shall cover 20% to 40% of the eligible losses; for accidents involving three or more parties, the liability for damages shall be determined with reference to the above principles. Extension: While some insurance clauses specify the liability ratio, others do not, which may lead to disputes among the parties involved. In this sense, determining the liability ratio often becomes a discretionary decision by the judge, ranging from 55% to 90%.