What is the 4S shop damage assessment process?
1 Answers
4S shop damage assessment process is as follows: First is reporting to the police: This is a must-do because the insurance company's surveyors need to determine the liability of the accident from the scene. Therefore, after a traffic accident occurs, not only should you not leave the scene, but you also need to promptly protect the accident site. Submit the required documents for the claim to the insurance company: After the insured has completed the accident handling, submit the required documents for the claim to the insurance company within 10 days. These include: traffic accident liability determination certificate, mediation agreement, judgment, repair invoice, medical expense invoice, medical records, proof of lost wages, insured's identity information, policy, ID card copy, vehicle license copy, driver's license copy, etc. Insurance company calculates the claim: The insurance company will notify the car owner to collect the insurance compensation. The claimant also needs to bring relevant documents, including the original policy, the insured's ID card or household registration booklet. If someone else is authorized to collect on behalf of the insured, the authorized person needs to bring their ID card and the "Authorization Letter for Claim Collection" issued by the insured. The maximum validity period for the compensation is two years from the date of the accident report.