Transferring a car title requires a few key documents and steps, primarily handled at your local Department of Motor Vehicles (DMV) or a similar state-level agency. The core items you'll need are the current title signed over to you, a bill of sale, valid identification, and payment for the required fees and taxes. The specific process and documents vary by state, so checking your local DMV's website is the most critical first step.
The most important document is the vehicle title. The seller must correctly sign the title in the designated area, often in front of a notary, which is a legal requirement in many states. You, as the buyer, will then sign it as well. You'll also need a bill of sale, which acts as a receipt and documents the sale price; this is used to calculate sales tax. Don't forget your driver's license or state ID for proof of identity and residency.
Be prepared for costs beyond the car's price. You'll pay for the title transfer fee, registration fees, and state sales tax. If your vehicle requires a smog or emissions inspection, you must complete that before the transfer can be finalized. For used cars sold privately, the process is straightforward, but it differs when buying from a dealer or inheriting a vehicle.
Here is a sample of title transfer requirements and fees from various states to illustrate the differences:
| State | Title Transfer Fee | Notarization Required? | Smog Check Required? | Typical Processing Time |
|---|
| California | $15 | Yes | Yes, for most vehicles | 2-3 weeks |
| Texas | $28-$33 | Yes | Yes, in most counties | 2-3 weeks |
| Florida | $75.25 | No | No | 2-3 weeks |
| New York | $50 | Yes | Yes, for most vehicles | 2-3 weeks |
| Colorado | $7.20 | No | Yes, in certain areas | 5-10 business days |
| Illinois | $95 | Yes | No, but a VIN inspection is | 4-6 weeks |
| Arizona | $4 | No | No, for most areas | 4-6 weeks |
After submitting everything at the DMV, you'll receive a temporary registration and your new title will be mailed to you. Driving without properly transferring the title is illegal and can lead to fines and liability issues.
