What is a Total Loss Vehicle?

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Vehicle total loss refers to the complete destruction or severe damage of the insured vehicle, making it uneconomical to repair. In such cases, the insurance company will declare the vehicle a total loss. Here is relevant information about vehicle total loss: Severe Vehicle Damage: When a car has experienced a very severe collision, resulting in significant damage to the engine and passenger compartment, it can be defined as a total loss. Vehicle Flooding: In the event of floods or heavy rain, if the water level exceeds half the height of the car, it can be defined as a total loss. Another scenario is if external water has entered the passenger compartment, which can also be defined as a total loss. Vehicle Fire Damage: If the vehicle body has been burned and the burned area exceeds 60% of the body, it can be defined as a total loss.