A stocked car, often called a dealer stock unit, is a new vehicle that a dealership has already purchased from the manufacturer and has physically available on its lot for immediate sale. Instead of waiting for a factory order, you can drive it home the same day. These are the cars you see lined up on a dealership's premises, typically in a mix of popular colors, trims, and option packages that the dealer believes will sell quickly in their local market.
The primary advantage of buying a stocked car is immediate gratification. There's no waiting period, which can range from several weeks to months for a custom-ordered vehicle. This is ideal if your current car is unreliable or you need a vehicle urgently. Dealers are also often more motivated to negotiate on these units to clear inventory and meet sales targets, potentially leading to a better deal. You can physically inspect, test drive, and compare the exact car you're considering, which eliminates any uncertainty about its condition or features.
However, the main drawback is a compromise on exact specifications. The car on the lot might not have your preferred color or may include an optional feature package you don't want, increasing the price. You're limited to the configurations the dealer's buyer selected. Popular models or specific trims might be in short supply.
Here’s a hypothetical example of what a dealer's stock list for a popular SUV might look like, showing the variety available:
| Model Trim | Exterior Color | Interior Color | Key Options | MSRP | Dealer Discount |
|---|
| SE FWD | Glacier White | Black | Convenience Package | $33,500 | $1,500 |
| SEL AWD | Midnight Black | Gray | Sunroof, All-Weather Mats | $37,200 | $2,000 |
| Limited AWD | Deep Blue | Cognac Leather | Tech Package, Tow Hitch | $42,800 | $1,800 |
| SE Hybrid | Silver | Light Gray | Hybrid Powertrain | $36,100 | $1,200 |
| SEL FWD | Crimson Red | Black | Sport Appearance Package | $35,750 | $1,650 |
If you have flexibility in your wants, a stocked car is an excellent way to get a great deal quickly. Start by checking the online inventory of local dealers to see what's available before visiting.
