what is a lien on a car

[McLeo]

A car lien is a legal claim a lender or creditor has on a vehicle to secure a debt, recorded on the car's title. The lienholder, usually the loan provider, can repossess the car if payments aren't made. Liens remain until the debt is fully paid, after which the owner receives a clear title. Liens can be voluntary, like auto loans, or involuntary, such as tax, mechanic's, or judgment liens.