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What Insurance Should You Get for Your Car?

1 Answers

StIsabela

07/29/25 8:18pm

New car owners can choose insurance based on their needs. Here are detailed recommendations: 1. Beginners with financial flexibility should opt for "full coverage": For novice car owners with good financial conditions, if your vehicle is of high value, you may choose "full coverage" in the first year, including compulsory traffic insurance, vehicle damage insurance, third-party liability insurance, passenger liability insurance, comprehensive theft insurance, scratch insurance, glass breakage insurance, and no-deductible insurance—totaling 8 types. This provides comprehensive protection for your car. 2. Budget-conscious beginners should select basic insurance as needed: If finances are tight, novice drivers can choose appropriate coverage based on their vehicle usage. For vehicles with fixed parking spots used only for commuting, compulsory traffic insurance, vehicle damage insurance, and third-party liability insurance are sufficient. If the vehicle frequently carries family or friends, passenger liability insurance is also recommended. 3. Experienced drivers should choose insurance appropriately: Skilled drivers with lower accident risks generally need only compulsory traffic insurance, vehicle damage insurance, and third-party liability insurance for basic protection. If the car lacks a fixed parking spot and is often used for travel, comprehensive theft insurance and scratch insurance should also be considered.

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Where to Register for Subject One Exam?

There are two ways to register for Subject One exam: one is to register and schedule the exam through your driving school, and the other is to schedule it yourself on the Traffic Safety Comprehensive Service Management Platform. Relevant information about Subject One: 1. Basis of existence: Subject One refers to the driver's theoretical exam, conducted at the vehicle management office, which is a mandatory licensing exam for driver's license applicants. 2. Exam content: The exam includes the most basic knowledge such as driving theory, road safety laws and regulations, traffic signals, traffic rules, plus local regulations. 3. Exam schedule: The timing of the driver's theoretical exam is arranged by local vehicle management offices.

How many points are deducted for not wearing a seat belt in Subject 2?

Failure to use the seat belt as required will result in a direct deduction of 100 points, leading to a failed examination. The following is an introduction to Subject 2: 1. Definition of Subject 2: Subject 2, also known as the small road test, is part of the motor vehicle driver's license assessment. It is the abbreviation for the field driving skills test, which includes five mandatory test items: reversing into a garage, parallel parking, stopping and starting on a slope, turning at a right angle, and driving through curves. 2. Scoring for Subject 2: The full score is 100 points, with evaluation criteria set for failing, deducting 20 points, deducting 10 points, and deducting 5 points. 3. Number of attempts for Subject 2: If you fail the test on the first attempt, you can retake it once. If you do not take the retest or fail the retest, the examination will be terminated, and the applicant must reschedule the test after ten days. Within the validity period of the driving skills test permit, the number of scheduled tests for Subject 2 and Subject 3 road driving skills tests cannot exceed five. If the fifth scheduled test is still failed, the results of other subjects that have been passed will be invalidated.

Can a Vehicle License Be Used for Mortgage Loans?

Vehicle licenses cannot be used for mortgage loans. Relevant details about the vehicle license are as follows: Introduction: The motor vehicle license is the legal document permitting a motor vehicle to drive on roads within China. The "Motor Vehicle License" is an important document recognized by Chinese laws and regulations, playing a significant role. Motor vehicle drivers must pay high attention to it to protect their legal rights from being infringed. Recorded Information: The "Motor Vehicle License" in the driver's possession contains detailed and important information, including the license plate number, owner's name, vehicle model and type, engine number and chassis number, load capacity or passenger capacity, initial registration date, and annual inspection records. The "Motor Vehicle License" has the characteristic of uniqueness, meaning that for a specific motor vehicle, there is only one set of engine number and chassis number, and only one license plate number.

Can the green book of a car be reissued if lost?

It can be reissued. Here is the relevant information: Green book: The green book of a car generally refers to the 'Motor Vehicle Registration Certificate', which is commonly called the 'green book' due to its green cover. According to Article 43 of the 'Motor Vehicle Registration Regulations': 'If the motor vehicle registration certificate is lost, missing, or damaged, the owner of the motor vehicle should apply for a replacement or reissuance at the vehicle management office where the vehicle is registered. When applying, the owner must fill out an application form and submit proof of identity. In the case of reissuing the motor vehicle registration certificate, the motor vehicle must also be inspected. The vehicle management office should, within one day of accepting the application, confirm the motor vehicle, review the submitted proofs and documents, and reissue or replace the motor vehicle registration certificate.' From this regulation, it can be seen that if the motor vehicle registration certificate is lost, it can be reissued.

Why is the EX125 not selling well?

The main reasons why the EX125 is not selling well include its relatively high price, severe vehicle vibration, slippery factory tires, and soft braking. Below are the detailed explanations: High price: Currently, most people have a limited budget for motorcycles, preferring to opt for cheaper off-brand models rather than higher-priced standard-compliant vehicles. The manufacturer's suggested retail price of the Honda EX125 is relatively high, which discourages many potential buyers. Severe vehicle vibration: Firstly, there is the issue of idle vibration. After driving for a while and coming to a stop, the vehicle exhibits noticeable shaking. Secondly, when the speed increases, resonance becomes a problem. Typically, when the speed reaches 60 KM/H, the resonance becomes more pronounced, and prolonged riding can cause hand numbness. Slippery factory tires: While the tires provide decent grip on normal roads, they tend to slip easily when rolling over white lines like zebra crossings. At higher speeds, the risk of tipping over becomes significantly higher. Soft braking: The Honda EX125 uses drum brakes for both front and rear wheels. The advantage of this type of brake is its linear braking effect, which enhances ride comfort. However, the downside is the longer braking distance, and its performance in emergency braking is inferior to disc brakes.

How Long Can You Drive When the Battery Light Comes On?

When the battery light comes on, it is usually because the generator is not charging the battery. Relying solely on the battery voltage, the car can generally travel about 20 to 30 kilometers. Below is some relevant information: Causes: The battery light will illuminate if the generator's output voltage is lower than the battery voltage, the generator is not working, or there is a fault in the power supply circuit. What to do when the warning light comes on: When the warning light comes on, you need to assess and check the car to determine whether it is safe to continue driving. Generally, if a yellow warning light comes on, you can still continue driving. However, if a red light comes on, you should find a safe place to stop as soon as possible.

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