What Insurance Is Generally Enough for a Car?

1 Answers
McBriella
07/29/25 11:33am
It is mandatory to purchase compulsory traffic insurance for a car. As for commercial insurance, it depends on the owner's willingness. Among commercial insurances, it is highly recommended to purchase third-party liability insurance and vehicle damage insurance. Related introductions are as follows: Compulsory Traffic Insurance: This is an insurance mandated by the state, and failure to purchase it may result in fines if caught by traffic police. Third-Party Liability Insurance: It is used to compensate for losses caused by the owner to third-party personal injuries or deaths. Vehicle Damage Insurance: Used to compensate for the vehicle's own losses caused by natural disasters and accidents. No-Deductible Insurance: An additional insurance that transfers the owner's liability to the insurance company, reducing the owner's losses. If both vehicle damage insurance and third-party liability insurance are purchased, it is also advisable to purchase no-deductible insurance.
Was this review help?
8
4
Share
More Forum Discussions

What Does the Triangle with an Exclamation Mark on the Car Dashboard Mean?

A triangle with an exclamation mark on the dashboard is a general fault indicator. Other exclamation mark symbols on the dashboard include: a yellow exclamation mark inside parentheses, which is the tire pressure monitoring indicator, indicating insufficient tire pressure; a yellow exclamation mark inside a gear, which is the automatic transmission fault warning light, indicating a transmission issue, low transmission fluid, or the need for fluid replacement. When a car fault light comes on, it is necessary to visit a 4S store or a professional repair facility to read the fault code and identify the specific cause and location of the fault. The reasons for the general fault indicator light coming on are as follows: Overheating of the clutch in a dry dual-clutch transmission. Intervention or malfunction of the fuel cut-off system. Issues with the parking sensors. Abnormal external light circuits. Malfunction of the engine oil pressure sensor. Car fault lights can be categorized as follows: Engine fault indicator: Displays the working condition of the vehicle's engine. Oil indicator: Shows the oil pressure during engine operation. Coolant temperature indicator: Displays the circulating temperature of the coolant in the engine. ABS indicator: Shows the operational status of the anti-lock braking system. Airbag indicator: Indicates the working status of the airbags.
7
1
Share

How to Replace the Coolant in a Haval H2?

Haval H2 coolant replacement method is as follows: Before completely replacing the coolant, conduct a thorough inspection to check for any signs of leakage or cracks in the pipes, with a special focus on the five-way water pipe. The five-way pipe gets its name from having five interfaces that connect to various parts. The coolant flows through the five-way pipe and is then distributed to different parts of the car to function. If there is any sign of coolant leakage in this part, replace the water pipe or re-secure the interface as needed. Drain the old coolant, then flush the liquid channels with clean water. Add clean water to the coolant reservoir, then continue to pour water into the reservoir to allow it to continuously flow through the engine cooling system. Start the engine and let it idle for 3 to 5 minutes to circulate the water. The water initially flowing out of the reservoir may have a faint pink color. Continue adding clean water until clear water flows out. Note: Don’t forget to remove the heater hose and drain the water from the heater core. After draining for about an hour, add the new coolant through the radiator hose, which allows the coolant to flow into the radiator quickly. Then, add another bottle of coolant to the coolant reservoir until it is nearly full. Start the engine and let it run for about 10 minutes. During this time, the coolant level will drop slightly as air is purged from the cooling system. Add more coolant until it reaches the "MAXT" mark on the reservoir.
11
4
Share

What is the difference between major maintenance and minor maintenance?

The differences between major maintenance and minor maintenance are as follows: 1. "Minor maintenance" generally refers to routine maintenance items performed when the vehicle has not traveled a long distance to ensure its performance. It mainly includes oil change, oil filter replacement, and routine inspections. 2. "Major maintenance" is relative to minor maintenance. In addition to oil change, it also requires the replacement of the three filters and spark plugs: the three filters refer to the air filter, oil filter, and fuel filter. Filters are used to remove impurities, with the three filters respectively filtering dust in the air, sludge and carbon deposits in the oil, and impurities in the fuel.
6
1
Share

How to Deal with a Nail in a Car Tire?

Here are the steps to handle a nail in a car tire: 1. Check for air leakage: When a tire is punctured by a nail, get out of the car to inspect it. Apply soapy water around the nail and observe if any bubbles emerge. If there are no bubbles, it means there is no air leakage yet. Drive to a repair shop as soon as possible to have the nail removed by a professional. 2. If no bubbles emerge: Since tires are tubeless, even if there is no immediate air leakage, they may slowly lose air over time. Do not pull out the nail directly. Instead, drive to a nearby repair shop to have the nail safely removed. 3. If bubbles emerge and you can feel air leaking, do not continue driving. Stop the car immediately and replace the tire with the spare.
20
3
Share

How to Adjust the Car Air Conditioning to Cold Air?

Here are the specific steps to adjust the car air conditioning to cold air: 1. First, locate the air conditioning control buttons on the central panel of the vehicle. 2. Start the vehicle and check the temperature display on the dashboard. 3. Press the AC button on the air conditioning control to activate the car's air conditioning system. 4. Press the internal circulation button to enable the recirculation function, which speeds up the cooling effect. 5. Turn the central knob clockwise to increase the fan speed. 6. Turn the left temperature knob counterclockwise to lower the air conditioning temperature, allowing the system to gradually cool the air.
7
5
Share

How many colors are available for the Dongfeng Nissan Sylphy?

Nissan Sylphy offers 10 colors: Jasper Black, Crystal Diamond Blue, Ivory White, Moonlight Silver, Titanium Gold, Crystal Purple, Glamorous Red, Platinum Gray, Tungsten Steel Gray, and Mocha Brown. Here is some information about the Dongfeng Nissan Sylphy: 1. The all-new Dongfeng Nissan Sylphy was officially launched on June 7, 2012: The launch event took place at the Shenzhen-Hong Kong-Macao Auto Show in Shenzhen. 2. The new-generation Sylphy: With a 2700mm ultra-long wheelbase, 1760mm wide body, and 680mm executive-level rear knee room, it achieves a leading full-size spacious interior in its class.
12
4
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.