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What Insurance Do You Need to Buy When Purchasing a Car?

1 Answers
DiStephen
07/30/25 6:20am
Generally, you need to purchase the following types of car insurance: 1. Compulsory Traffic Insurance: Insurance that is mandatory by the state. 2. Vehicle Damage Insurance: After a traffic accident occurs, the insurance company will compensate within a reasonable range. 3. Third-Party Liability Insurance: In the event of a traffic accident involving a motor vehicle that causes personal injury, death, or direct property damage to a third party, the insurance company will bear the economic compensation liability within the legally stipulated scope. 4. No-Deductible Insurance: No-Deductible Insurance is an additional coverage to Vehicle Damage or Third-Party Liability Insurance. By purchasing this insurance, the car owner can be exempted from the responsibility of bearing the costs themselves due to a traffic accident and can receive 100% compensation.
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How Often Should the Throttle Body Be Replaced?

The throttle body does not have a specified replacement interval and should only be replaced when it is damaged. Below are specific details about the automotive throttle body: 1. A dirty throttle body can cause idle vibration: When the air conditioning is turned on, the compressor also operates. Since the compressor is driven by the engine, its operation increases the engine load, which in turn increases the throttle opening and the intake air volume. If the throttle body is not maintained for a long time, carbon deposits can easily form. These deposits can obstruct the engine's air intake, making it difficult or barely sufficient for the engine to drive the compressor, resulting in idle vibration. 2. Regular cleaning of the throttle body: If the driving environment is harsh, it is best to clean the throttle body regularly, recommended every 10,000 kilometers.
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What is the 12 o'clock position on a steering wheel?

The 12 o'clock position refers to the reference point. The 12 o'clock position on a car steering wheel is located at the very top of the steering wheel. Here is some related information: 1. Steering wheel: The steering wheel is used to control direction and, as a safety component, plays a crucial role in the safety of the vehicle and its occupants. The steering wheel frame is typically made of magnesium-aluminum alloy, which is lightweight and has good performance indicators. The main parts include foam padding, leather wrapping, and wood inlays. 2. Types: Steering wheels generally come in two types: with airbags and without airbags. Steering wheels without airbags have an additional fork structure at the bottom, which enables the turn signal to reset. Steering wheels with airbags achieve this function by installing a clock spring at the lower part. The horn on the steering wheel comes in two types: floating and button-style.
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What are the reasons why a manual hydraulic jack cannot lift?

There are several reasons why a manual hydraulic jack cannot lift: 1. Lack of hydraulic oil: Simply add sufficient hydraulic oil. 2. Insufficient oil purity: Remove the hydraulic cylinder and clean any impurities from the contact surface between the base plate and the 7mm diameter steel ball. 3. Adjustment screw is too tight: If the adjustment bolt is too close or the adjustment screw is too tight, the valve will remain open. Replace the O-ring seal. 4. Air in the hydraulic cylinder: Seek a repair technician based on the actual situation. 5. High-precision honed tube: The hydraulic cylinder of the manual hydraulic stacker uses high-precision honed tubes, imported oil seals, and an integrated valve core for easy disassembly and maintenance. The pressure relief method is foot-operated, ensuring stable lifting speed and greatly improved safety.
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What kind of driver's license is needed to drive a 7-seater car?

To drive a 7-seater car, a C1 driver's license is required. Here are the specific details about the C1 driver's license: 1. Permitted vehicle types: The C1 driver's license is one of the codes for motor vehicle driver's licenses. According to the "Regulations on the Application and Use of Motor Vehicle Driver's Licenses," the C1 license allows the driving of small and mini passenger vehicles, light and mini cargo vehicles, light, small, and mini special operation vehicles, and small passenger vehicles with a seating capacity of 9 or fewer people. Based on these standards, a C1 license does not permit driving vehicles with more than 9 seats. 2. Examination subjects: The test includes four subjects: traffic regulations and related knowledge, field driving, road driving, and safe and civilized driving common sense.
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What does it mean when the DEF light is on in JMC Transit?

JMC Transit DEF light is the indicator light for the auxiliary water tank. When the light is on, it indicates that the water in the auxiliary tank is almost empty, reminding you to add water. Here is an introduction to the related content: 1. Location: The auxiliary water tank is usually located under the driver's seat. Remove the seat cushion and then the square iron plate to see it. The auxiliary water tank is a rectangular plastic box. If the vehicle has power steering, there should also be a round plastic bucket nearby for hydraulic oil. Be careful not to mix them up. 2. JMC: The abbreviation of JMC Motors Co., Ltd., also a car brand under the company. The company evolved from Jiangxi Automobile Manufacturing Plant established in 1968.
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What is the recommended speed for a new car on the highway?

Speed should not exceed 80 km/h. Here are the precautions for driving a new car on the highway: 1. Maintain a reasonable speed: A reasonable speed does not mean driving at a constant speed like cruise control, but rather avoiding both low-speed driving and high-rpm sudden acceleration. It's best to keep the speed within 100 km/h and pay attention to the engine RPM and speedometer, ensuring the engine RPM does not exceed 3000. 2. Be cautious when starting: Avoid flooring the accelerator or slamming the brakes during driving, as emergency braking can impact the braking system and increase the load on the chassis and engine. 3. Use gears appropriately: For manual transmission vehicles, use gears wisely and avoid prolonged low-gear driving. Additionally, high-gear low-speed driving and low-gear high-speed driving are not ideal. For automatic transmission vehicles, relying solely on "D mode" is not recommended; using S mode or manual mode appropriately is beneficial for the transmission.
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