What Insurance Covers Water-Damaged Vehicles?
1 Answers
Water damage insurance and comprehensive car insurance. Below are the insurance compensation methods for water-damaged vehicles: 1. Most commercial vehicle insurance policies: Exclude "engine damage caused by water ingress" from coverage. 2. After a vehicle is submerged or stalls in water: As long as the engine is not forcibly started in water, leading to water damage, standard commercial vehicle insurance can cover the repair costs. 3. If the engine is forcibly started in water and damaged: Only if the additional coverage for water damage is purchased can a claim be made with the insurance company.