What insurance can be claimed for damage to your own vehicle?

[VonLeonardo]

For damage to your own vehicle, you can claim under Vehicle Damage Insurance, Third-Party Liability Insurance, or Spontaneous Combustion Insurance. The details are as follows: Vehicle Damage Insurance: Vehicle Damage Insurance covers losses to the insured vehicle caused by natural disasters (excluding earthquakes) or accidents within the scope of insurance liability. The insurer compensates according to the terms of the insurance contract. This is the opposite of third-party liability. If you value your car, you should purchase this coverage. Third-Party Liability Insurance: This is a compulsory insurance required for vehicle annual inspections. It covers property damage and personal injuries to third parties caused by accidents involving the insured vehicle when driven by a qualified driver. Spontaneous Combustion Insurance: This insurance covers vehicle damage and reasonable rescue expenses caused by the vehicle catching fire due to faults in the electrical system, wiring, fuel supply system, or spontaneous combustion of transported goods. It is not recommended for new cars but should be considered for vehicles over three years old.