What happens if you lend your driver's license to someone without a license?
3 Answers
If you knowingly lend your vehicle to someone without a driver's license and a traffic accident occurs, the lender has obvious fault and should bear certain responsibilities. If there is no fault, then no compensation liability will be incurred. Lending a vehicle to someone without a license will certainly lead to liability, the driver's license will be revoked, and the person will not be allowed to apply for a driving qualification for 2 years. Here is the relevant information: 1. Accident compensation liability: When the owner and user of a motor vehicle are not the same person due to leasing, borrowing, etc., and a traffic accident occurs, the liability belongs to the motor vehicle party. The insurance company will compensate within the compulsory insurance liability limit of the motor vehicle. Any insufficient part will be borne by the user of the motor vehicle; if the owner of the motor vehicle is at fault for the damage, they will bear corresponding compensation liability. 2. Liability for driving without a license: Driving a motor vehicle without obtaining a driver's license, or when the driver's license is revoked or temporarily suspended, will result in a fine ranging from 200 to 2,000 yuan and may also be subject to detention for up to 15 days.
As an ordinary driver, I've seen people around me suffer big losses from lending their driver's licenses to unlicensed friends. If caught by traffic police, the lender may face a fine of 500-2000 yuan, have all 12 points deducted, or even have their license revoked, while the unlicensed driver could be detained. In case of an accident, the lender would also bear joint liability for compensation, and insurance claims would most likely be denied. At a dinner party, Lao Li lent his license to a colleague who ended up drunk driving and crashing into a tree. The insurance company refused to cover the medical expenses, costing Lao Li over 100,000 yuan and his job. Driving safety is no joke—my principle is never to lend out my license. Encouraging unlicensed individuals to take proper courses at driving schools is the right solution.
From an automotive enthusiast's perspective, lending your driver's license to someone without a valid one is an insanely high-risk move. It violates traffic laws and constitutes providing false identity information. Not only could you face hefty fines or license suspension, but it also tarnishes your insurance record—truth uncovered during claims leads straight to denial and premium spikes. I once inspected a novice's car and found such situations often trigger fatal crashes due to inexperience, with statistics showing a 30% accident rate increase. Always verify legal driving credentials before handing over keys—make license checks routine to reduce road hazards.
