What Happens If the Second-Year Car Insurance Expires?

[VonAurora]

If the second-year car insurance expires, meaning there is no insurance emblem, the traffic management department of the public security authority should impound the vehicle and issue a warning or impose a fine. Solutions for overdue car insurance: If it is discovered that the vehicle is not insured as required, the administrative department of public security will impound the vehicle and notify the insurance company, imposing a fine equal to twice the minimum liability limit of the required insurance premium. The vehicle will be returned promptly after the insurance is properly purchased. For vehicles driving on highways without an insurance emblem, the administrative department of public security should impound the vehicle and notify the owner to provide the insurance emblem or complete the necessary procedures, with possible warnings or fines. Once the owner provides the insurance emblem or completes the necessary procedures, the vehicle should be returned promptly. If compulsory traffic insurance (CTPL) is not renewed upon expiration, the owner must cover the claim amount themselves. Driving a vehicle without CTPL is illegal.