What happens if a car is caught by traffic police without insurance?
2 Answers
The vehicle will be temporarily impounded, and a fine equivalent to twice the compulsory traffic insurance premium will be imposed. If the owner or manager of the vehicle reinstates the compulsory traffic accident liability insurance as required, the vehicle should be promptly returned.
The day before yesterday, I was too busy with work to renew my car insurance, and as a result, I was stopped by traffic police at the highway entrance. They immediately checked my insurance status using their police device and issued a 200 yuan fine without hesitation. The worst part was that my car was impounded on the spot. The police wouldn’t allow a friend to drive it away—I had to handle everything myself: first, go to the insurance company to reinstate the compulsory traffic insurance, then take the new policy to the traffic police station to settle the violation, and finally pay the parking fee at the designated lot to retrieve my car. The whole process took me two full days, and my car even got a scratch. It’s a real reminder to set a phone alarm and renew your insurance at least a month in advance to avoid such hassles.