What Does Vehicle Scratch Insurance Cover?

[DelKingston]

Here is a detailed introduction to the coverage of scratch insurance: 1. Coverage Scope: Scratch insurance can cover damage to the car's paint caused by sharp objects. However, car owners should note that losses resulting from collisions with other objects, such as vehicle collisions or scraping against fixed objects, are not covered by scratch insurance but fall under the category of vehicle damage insurance. 2. Insurance Liability for Scratches: The insurance liability of scratch insurance is for malicious acts by others that cause artificial scratches on the insured vehicle's body. Losses caused by intentional actions of the insured and their family members, or the driver and their family members, are excluded from coverage.