What Does Vehicle Damage Include?

[SamanthaMarie]

Vehicle damage insurance covers the following: The insurer is responsible for compensating for the loss of the insured vehicle caused by the following reasons during its use by the insured or their permitted drivers. 1. Collision, overturning, falling. 2. Fire, explosion. 3. Falling or collapse of external objects. 4. Lightning, storm, heavy rain, flood, tornado, hail, typhoon, tropical storm. 5. Ground collapse, cliff collapse, landslide, mudslide, avalanche, ice collapse, blizzard, ice, sandstorm. 6. Accidental impact by cargo or passengers in the vehicle. 7. Natural disasters affecting the ferry carrying the insured vehicle (only applicable when the driver is on board).