What Does Vehicle Damage Cover Include?
2 Answers
Vehicle damage insurance content: Vehicle damage insurance not only covers the scope of protection of the vehicle damage insurance itself, which refers to the damage to the insured vehicle caused by an insurance incident during normal use, but also includes the coverage of glass insurance, spontaneous combustion insurance, theft insurance, water damage insurance, no-deductible insurance, and third-party non-finding insurance. Below is relevant information: 1. Introduction: Vehicle damage insurance refers to compensation by the insurance company within a reasonable range when the insured or an authorized driver causes damage to the insured vehicle during an insurance incident while driving the insured vehicle. 2. Function: In the event of an insurance incident, the necessary and reasonable rescue expenses paid by the vehicle owner to prevent or reduce the loss of the insured vehicle are also borne by the insurance company, but these expenses must not exceed the amount of the insurance coverage.
I think vehicle damage covers quite a lot, such as scratches or dents on the exterior body—it's easy to leave marks when accidentally scraping against walls or branches while driving. There's also windshield shattering, sometimes caused by small stones flying and hitting the glass. Door deformation or bumper damage is common in accidents. Tire wear or blowouts are frequent issues that affect driving safety. Internally, problems like engine or transmission issues—such as unusual noises or oil leaks—could be due to aging. Electrical system short circuits can also cause lights to fail or air conditioning to malfunction. In short, vehicle damage is extensive, involving appearance, mechanical, and electronic components. Regular checks on brake pads and engine oil can help reduce these problems.
