What Does Vehicle Damage Cover?

[VonArabella]

Vehicle Damage Insurance is specifically described as follows: The insurer is responsible for compensating for the loss of the insured vehicle caused by the following reasons during its use by the insured or their permitted drivers. 1. Collision, overturning, falling. 2. Fire, explosion. 3. Falling or collapse of external objects. 4. Lightning, storm, heavy rain, flood, tornado, hail, typhoon, tropical storm. 5. Ground collapse, cliff collapse, landslide, mudslide, avalanche, ice collapse, blizzard, ice, sandstorm. 6. Accidental impact caused by the cargo or passengers in the insured motor vehicle. 7. The ferry carrying the insured motor vehicle suffers from natural disasters (only applicable when the driver is on board). Additional Information: Of course, Vehicle Damage Insurance is not an all-encompassing policy that covers all damages. For instance, separate glass damage, body scratches, whole vehicle theft, separate damage to rearview mirrors, separate damage to car lights, separate body scratches, separate damage to tires or rims, newly added equipment, engine damage due to flooding, and items inside the vehicle are not covered under the liability scope of Vehicle Damage Insurance.