What does vehicle control mean?

1 Answers
OEvangeline
07/30/25 10:58am
Vehicle insurance control can be divided into underwriting control and claims control. Underwriting control involves evaluating and analyzing factors such as the vehicle's insurance premium rate, the condition and age of the subject vehicle, usage status, level of risk, historical claims records, and traffic violations to decide whether to insure the vehicle, increase or decrease the premium rate, or decline coverage. Additional information is as follows: Controlled vehicle: A controlled vehicle refers to a specific model that, due to its high claim frequency and payout ratio, is subject to certain restrictions when being insured. For example, comprehensive coverage may exclude no-deductible clauses, or scratch insurance may not be available. These are measures taken by insurance companies based on their operational adjustments. Other concepts: There are many concepts related to controlled vehicles, such as vehicles that have not undergone annual inspections, or used cars that are listed as stolen or robbed in the vehicle management network.
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