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What Does Vehicle Commercial Insurance Include?

1 Answers

VonCamila

07/29/25 3:41pm

Vehicle commercial insurance includes: 1. Vehicle damage insurance, used to compensate for losses due to natural disasters and accidents; 2. Third-party liability insurance, used to compensate for losses caused by the vehicle owner to third-party personal injuries or deaths; 3. No-deductible insurance, which transfers the responsibility that the vehicle owner would otherwise need to bear; 4. Theft and robbery insurance; 5. Passenger liability insurance, used to compensate for losses suffered by the driver and passengers in the vehicle due to traffic accidents; 6. Spontaneous combustion insurance; 7. Glass breakage insurance; 8. Body scratch damage. Vehicle commercial insurance is also known as motor vehicle commercial insurance. It is voluntarily purchased by the vehicle owner from commercial insurance companies in addition to the mandatory motor vehicle liability insurance required by the state.

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