What Does Truck Damage Insurance Cover?

[MacZachary]

Truck damage insurance covers the following causes: 1. Vehicle collision: When the owner drives the vehicle and collides with external objects, such as railings or other vehicles, resulting in vehicle damage (not necessarily rendering it undrivable), repairs for paint damage or dents can be reimbursed. However, if the driver is under the influence of alcohol, driving without a license, or violates traffic regulations, the damage insurance will not compensate. 2. Natural disasters: Common natural disasters include lightning strikes, storms, tornadoes, heavy rain, floods, tsunamis, and landslides that cause vehicle damage, but this does not include earthquakes. 3. Fire and explosion: Spontaneous combustion incidents are usually covered, as stated in the insurance policy. 4. External causes: Damage caused by external factors, such as falling trees or building collapses.