What does the vehicle safety inspection special clause mean?
1 Answers
The designated repair shop special clause in auto insurance is an additional clause of commercial motor vehicle insurance. It means that the policyholder, when purchasing insurance, requests the right to choose a repair shop with specialized qualifications for the insured vehicle in case of an accident, and agrees to pay the corresponding premium for this option. Below is relevant information: 1. Types of insurance: Auto insurance can be categorized by nature into compulsory insurance and commercial insurance. Compulsory insurance (compulsory traffic accident liability insurance) is mandated by the state, while commercial insurance is optional. Policyholders can choose the types of insurance based on their actual needs. According to the scope of coverage, auto insurance can also be divided into basic insurance and additional insurance. 2. Basic insurance types: Basic insurance includes four independent types: commercial third-party liability insurance, vehicle damage insurance, comprehensive theft insurance, and passenger liability insurance. Policyholders can choose to purchase some or all of these types.