What Does the Engine Water Damage Insurance Clause Cover?

[DeLondyn]

Water damage insurance primarily provides compensation for engine damage caused by driving through waterlogged roads or vehicle submersion. The introduction and precautions for water damage insurance are as follows: Introduction to Water Damage Insurance: Water damage insurance, also known as engine special loss insurance, is an additional coverage under vehicle insurance that requires the owner's voluntary selection. However, insurance companies generally do not emphasize this coverage, and it is less commonly purchased. Precautions After Water Exposure: If the owner forcibly starts the engine (secondary start) after submersion, causing damage, the insurance company will not provide compensation. If the area frequently experiences waterlogging, purchasing this insurance may be considered.