What does rental car coverage mean?

[StTessa]

Rental car coverage refers to the rental car expense insurance. Rental car expense insurance is a type of insurance where, if the insured vehicle is damaged due to collisions, overturns, etc., requiring it to be sent for repairs, and the insured needs to pay for a rental car, the insurer will compensate based on the agreed coverage limit. Rental car expense insurance is an add-on to vehicle damage insurance, so it cannot be purchased separately. It must be added on top of an existing vehicle damage insurance policy. After purchasing rental car expense insurance, if you need to file a claim with the insurer, you must prepare the insurance policy, the insured's ID card, the insured vehicle's registration certificate, the driver's license, and the rental car expense receipts. Additionally, you will need to provide a traffic accident liability determination certificate or an agreement documenting the traffic accident as per the "Traffic Accident Handling Procedures." However, the insurer will not cover rental car expenses if the vehicle is confiscated, impounded, or seized. Similarly, if the vehicle requires re-repair due to substandard repair quality, leading to continued rental car expenses, the insurer will not provide compensation.