What does Owner Exclusive Protection mean?

1 Answers
Anderson
07/29/25 2:38pm
Owner Exclusive Protection refers to customized accident insurance policies offered by major financial institutions, insurance companies, and bancassurance providers specifically for operating vehicle owners or frequently traveling drivers. Below are the detailed introductions: 1. Private Car Accident Insurance: A specialized accident protection insurance designed for private car drivers, with the insured's body as the subject. If the private car driver or passengers encounter accidental injury risks while traveling in the private car, and in the event of an accident leading to death, disability, or medical expenses, the insurance will provide compensation under specified conditions. 2. Operating Owner Medical Insurance: This refers to critical illness insurance. Operating vehicle owners often spend long hours driving inside their vehicles, and major ride-hailing drivers also have their own 'insurance' coverage.
Was this review help?
3
4
Share
More Forum Discussions

How to Deal with Black Dust from Brake Pads?

Brake pad dust is a normal driving phenomenon, as some brake pads naturally produce dust, especially those on performance cars, where the dusting phenomenon is more noticeable. Simply cleaning it off will suffice. Here are some related details: 1. Reasons for brake pad dust: Primarily, it is due to the slight surface wear of the brake pads caused by intense friction. Additionally, it's important to note that the color and amount of dust depend on the material of the brake pads. 2. Differences in dusting speed: The speed at which brake pads produce dust does not indicate poor quality; rather, each type has its own advantages. Fast-dusting brake pads are less likely to wear down the brake discs and offer better comfort, but they wear out faster, have a shorter lifespan, and tend to dirty the rims, requiring regular cleaning. Slow-dusting brake pads, on the other hand, are more durable, less likely to dirty the rims, and easier to clean. While they may not match the comfort of fast-dusting pads, the difference is minimal, making them more suitable for most drivers.
10
0
Share

What does the yellow TC light on the dashboard mean?

The "TC" indicator light on the dashboard corresponds to the Traction Control System, also known as the Traction Control System. The reason for this light to illuminate may be due to accidentally touching the traction control switch next to the gear shift lever, simply turning off the traction control system can resolve it. If accidental contact is ruled out, it can only indicate a fault in the traction control system. Here are the relevant introductions: 1. The role of the traction control system: The role of the traction control system is to ensure that the car can obtain the best traction under various driving conditions. A fault in the traction control system is not a small problem and should not be ignored. It requires timely repair. 2. Reasons for traction control system failure: Electromagnetic valve failure; dirty oil clogging the electromagnetic valve filter; wear of the actuator gear and impeller leading to oil pressure leakage and triggering an alarm; dirty throttle, opening reaching 20%, causing the engine computer to mistakenly judge a TC fault. 3. Working principle: The working principle of the traction control system is to replace the mechanical connection between the throttle pedal and the throttle with an electronically controlled throttle device. The sensor transmits the throttle pedal information to the ECU, which then generates a control voltage signal based on the signal. The servo motor adjusts the throttle according to this signal to reduce the throttle opening and control tire slip.
17
0
Share

How to Get a Motorcycle License with a Car License?

With a car license, you can apply for an additional motorcycle license. Before applying, you must ensure that you have not accumulated 12 penalty points in the previous scoring cycle. To apply for an additional vehicle category, in addition to filling out the "Motor Vehicle Driver's License Application Form" and submitting relevant documents, you must also provide your current driver's license. Regulations for applying for additional vehicle categories: 1. Applying for a medium-sized bus license: You must have held a license for urban buses, large trucks, small cars, small automatic transmission cars, low-speed trucks, or three-wheeled vehicles for at least three years, and have no record of accumulating 12 penalty points in the three most recent consecutive scoring cycles before applying. 2. Applying for a tractor license: You must have held a medium-sized bus or large truck license for at least three years, or a large bus license for at least one year, and have no record of accumulating 12 penalty points in the three most recent consecutive scoring cycles before applying. 3. Applying for a large bus license: You must have held a license for urban buses, medium-sized buses, or large trucks for at least five years, or a tractor license for at least two years, and have no record of accumulating 12 penalty points in the five most recent consecutive scoring cycles before applying.
2
3
Share

Is It Normal for a Car Sunroof to Leak?

It is not normal for a car sunroof to leak. Reasons for a car sunroof leaking: 1. The sunroof drainage outlet is blocked by debris, preventing rainwater from draining and gradually seeping into the car; 2. The sunroof sealing strip is damaged, leading to poor edge sealing; 3. There are gaps in the sunroof frame. A car sunroof is installed on the roof and can effectively circulate air inside the car, increase the intake of fresh air, and also provide a broader view and meet the needs of mobile photography and videography. Maintenance of a car sunroof: 1. Fully open the sunroof and use a clean, soft cloth to wipe off dust on the sliding rails, then apply a lubricant that does not easily attract dust to lubricate the sliding rail parts and transmission pipes of the sunroof; 2. Before long-term parking, thoroughly clean the sunroof with talcum powder to prevent chemical changes in the rubber strips due to prolonged exposure to air; 3. Check the rubber strips and grooves of the sunroof for dust, leaves, small branches, or other debris; 4. When using a high-pressure water gun to wash the car, avoid directing the water spray directly at the sealing rings around the sunroof.
4
1
Share

How to Measure Car Engine Oil Most Accurately?

Correct method to check the oil dipstick: First, park the vehicle on a level surface because the oil pan is generally irregular in shape, and the markings on the dipstick are based on the upper and lower limits of the oil level in the pan when the vehicle is level. If the vehicle is tilted, the oil in the pan will flow to the lowest point while the dipstick position remains unchanged, resulting in an inaccurate oil level measurement. Steps to check the oil dipstick: 1. Locate the handle: Prepare a tissue before inspection, then find the handle of the oil dipstick in the engine compartment. 2. Wipe clean: Pull out the oil dipstick and use the tissue to thoroughly wipe off the oil clinging to the dipstick head. This will allow you to clearly see the markings on the dipstick. 3. Reinsert the cleaned dipstick: Ensure the entire dipstick is fully inserted, then pull it out again. Note: When removing the dipstick, pay attention to the way you hold it—it can be vertical, tilted, or horizontal, but never upside down, as this may cause the oil on the dipstick to flow backward, affecting the accuracy of the oil level reading. 4. Check the position: Observe the oil clinging to the dipstick to determine the oil level. If the oil level is below the MIN mark or above the MAX mark, it indicates that the engine oil needs to be topped up or there is too much oil.
16
4
Share

How often should the coolant be replaced in a Cadillac XTS?

Cadillac XTS coolant generally needs to be replaced every two years or approximately 40,000 kilometers. Before completely replacing the coolant, a thorough inspection should be conducted to check for any signs of leakage or cracks in the pipes, with a particular focus on the five-way water pipe. The five-way pipe is named for its five connecting interfaces that link various parts. Coolant flows through the five-way pipe and is then distributed to different parts of the car to function. If there is any leakage of coolant in this section, the water pipe should be replaced or the interface should be re-secured as needed. Drain the old coolant and then flush the liquid channels with clean water. Add clean water to the coolant reservoir and continue filling until water flows continuously through the engine cooling system. Then, start the engine and let it idle for 3 to 5 minutes to circulate the water. The water initially flowing out of the reservoir may have a faint pink tint. Continue adding clean water until the water coming out is clear. Note: Do not forget to remove the heater hose and drain the water from the heater core. About an hour after draining, add the new coolant through the radiator hose to allow it to flow quickly into the radiator. Then, add another container of coolant to the coolant reservoir until it is nearly full. Start the engine and let it run for about 10 minutes. During this time, the coolant level will drop slightly as air is purged from the cooling system. Top up the coolant again until it reaches the "MAXT" mark on the reservoir.
20
2
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.