What Does Motorcycle Accident Insurance Cover?
1 Answers
Here is an introduction to the coverage of motorcycle accident insurance: 1. Accidental Death: After purchasing motorcycle accident insurance, if the insured suffers accidental death due to an accident while riding a motorcycle, the insurance company will verify the claim and provide the corresponding insurance payout as stipulated in the contract. 2. Accidental Disability: After purchasing motorcycle accident insurance, if the insured suffers accidental disability due to an accident while riding a motorcycle, the insurance company will verify the claim and provide the corresponding insurance payout based on the severity of the disability and the terms of the contract. Typically, the payout ratio ranges from 20% to 100%. 3. Accidental Medical Expenses: After purchasing motorcycle accident insurance, if the insured incurs outpatient, hospitalization, or surgical expenses due to an accident while riding a motorcycle, the insurance company will reimburse these costs within the specified limits.