What Does Motor Vehicle Damage Insurance Cover in 2021?

[DelBryce]

Motor vehicle damage insurance includes collision coverage, zero deductible coverage, natural disaster coverage, glass coverage, water damage coverage, scratch coverage, and uninsured third-party coverage. Motor vehicle damage insurance is a type of commercial insurance that is optional for vehicle owners and not mandatory. The coverage scope and important notes of motor vehicle damage insurance are as follows: Coverage Scope of Motor Vehicle Damage Insurance: Motor vehicle damage insurance generally covers vehicle losses caused by collisions, falling objects, spontaneous combustion, fire, explosion, storms, heavy rain, mudslides, landslides, etc. Additionally, it covers necessary and reasonable rescue expenses paid by the policyholder to prevent or reduce the loss of the insured vehicle after an insured incident. The insurance company is responsible for claims within the coverage limits. Important Notes: Window film is not covered; logo damage is not covered; additional equipment damage is not covered; damage during glass installation or vehicle repairs is not covered.