What does it mean when a vehicle is not within the insurance period?

[DelJoseph]

Insurance vehicles that suffer losses due to natural disasters or accidents within the scope of insurance coverage will be compensated by the insurer according to the provisions of the insurance contract. Scope of compensation: The following situations that cause loss to the insured vehicle fall within the compensation scope of vehicle damage insurance. Man-made scratches: Man-made scratches on the insured vehicle are not covered under the compensation scope of vehicle damage insurance. Vehicle damage insurance: Vehicle damage insurance is one of the basic types of motor vehicle insurance, responsible for compensating when the vehicle is damaged due to accidents. After the reform of auto insurance premiums, the premium for vehicle damage insurance is determined based on the actual value of the vehicle at the time of insurance purchase. Generally, the longer the time since the vehicle was purchased, the cheaper the premium will be.