What does full payment for the bare car mean?
2 Answers
Full payment for the bare car is similar in meaning to the bare car price, but the payment method differs, requiring full payment. The bare car price does not include additional fees such as purchase tax and insurance. Paying in full eliminates the need for the procedures involved in installment car purchases, such as installing GPS or paying a renewal insurance deposit. You can purchase insurance yourself, which is generally cheaper. Costs for buying a car in full: 1. Car price: This is an essential cost when purchasing a car. The price is usually negotiable, except for a few brands' popular models where manufacturers require 4S stores to sell at the suggested retail price without discounts. Other models may have discounts, with larger discounts available for less popular cars. However, it's not advisable to buy slow-selling cars. 2. Purchase tax: This is mandatory when buying a new car. The invoice can be understated, but this may affect the estimated coverage amount for car damage insurance. It's recommended that owners pay attention to the information on the invoice. 3. Car insurance: Mandatory insurance must be purchased, while commercial insurance can be reasonably selected based on personal needs. Common insurance types include third-party liability, car damage, and no-deductible coverage, which are generally sufficient. 4. License plate fee: Self-registration usually costs no more than 200 yuan. If done through a 4S store, the price may be higher, and owners can choose flexibly.
I'm totally qualified to talk about paying full price for a bare car! Last month I helped my cousin pick up a Corolla from the dealership. Simply put, you only pay the factory price of the car itself - nothing else included, like buying just a bottle of water at the supermarket. The salesperson counted on their fingers: you have to go to the tax office yourself to pay the purchase tax (about 10% of the car price for a 1.6L engine), buy full insurance from external providers, pay 200 yuan for license plate registration, and add another 500 if you use a broker. Oh, and floor mats and window tinting cost extra. This approach suits experienced drivers with sufficient budgets - handling everything yourself can save tens of thousands, but beginners might get confused by subsequent costs. My neighbor learned this the hard way - after paying for the car, they realized they needed an extra 20,000 yuan.
