What does full payment for a bare car mean?
2 Answers
Full payment for a bare car refers to the on-road price, which includes all costs such as vehicle insurance, purchase tax, license plate registration, etc. The total sum of these costs is the on-road price. Below are the benefits and requirements of buying a car with full payment: Benefits of buying a car with full payment: The advantage of paying in full is that you can settle all car payments at once, with no additional fees. It is relatively straightforward and a preferred method of car purchase for many, as most people see no need to pay extra money to the bank. Requirements for buying a car with full payment: To buy a car with full payment, you need to prepare your ID card, household registration book, driver's license (originals), and a bank card.
I bought three cars before I finally understood this concept. A full-payment bare car, simply put, is a base model you purchase by paying the full amount upfront without any add-ons. It includes nothing beyond the car's price itself—just like an empty phone box where you have to pay separately for screen protectors and insurance. The most obvious advantage is avoiding the usual 4S dealership traps, like mandatory decoration packages or exorbitant registration fees. However, unavoidable costs like purchase tax and insurance still apply—a 200,000-yuan bare car might end up costing around 220,000 yuan on the road. The biggest benefit of this approach is saving money, especially for those with ample cash who want to avoid loan interest. Plus, it offers high customization freedom afterward—you can swap rims or upgrade the sound system as you please. Just a heads-up: buying a bare car means handling the registration process yourself at the DMV, which can be a bit of a hassle.
