What Does Full Coverage Replacement Mean?

1 Answers
DelBrooke
07/30/25 8:46am
Full coverage replacement is a paid value-added service offered by insurance companies to consumers, applicable to electronic products. Auto insurance full coverage consists of basic insurance and additional insurance, including compulsory traffic insurance, vehicle damage insurance, third-party liability insurance, no-deductible coverage, spontaneous combustion insurance, water damage insurance, scratch insurance, standalone glass breakage insurance, theft insurance, etc. Extended content: The coverage scope of each insurance type is as follows: 1. Theft insurance: Covers damage to the vehicle during robbery or snatching, including losses due to theft, robbery, or snatching of the entire vehicle, as well as damage or loss of vehicle parts and accessories. 2. Passenger liability insurance provides coverage for passengers in the vehicle, excluding the driver. 3. Water damage insurance covers losses caused by engine damage due to immersion in water. 4. Spontaneous combustion insurance covers losses caused by fire and burning due to the vehicle's electrical system, wiring, fuel supply system, or gas supply system without external ignition sources. 5. Standalone glass breakage insurance only covers the standalone breakage of glass. 6. Scratch insurance covers losses caused by intentional scratching of the vehicle.
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